Guides
The long version, written for Ohio landlords
No fluff and no rate teasers. Each guide takes one question that comes up on real Ohio DSCR files and works through it with the math and local detail shown.
7 MIN READ
How the DSCR Is Calculated on an Ohio Rental (With the Math Shown)
A line-by-line walk through the debt service coverage ratio on an Ohio rental: rent, principal and interest, taxes, insurance, HOA and how lenders read the result.
Read the guide →7 MIN READ
Ohio Property Taxes and Your DSCR: Reading the County Auditor’s Numbers
How Ohio’s county auditor valuations, reappraisal cycles and owner-occupancy credits affect rental property taxes and your debt service coverage ratio.
Read the guide →7 MIN READ
Financing Older Ohio Rentals: Pre-1978 Housing, Lead-Safe Rules and Underwriting
What investors should know about pre-1978 Ohio rentals: lead disclosure, renovation rules, city lead-safe ordinances, insurance and how appraisers view older homes.
Read the guide →7 MIN READ
Buying an Ohio Double, Triplex or Fourplex With a DSCR Loan
A practical guide to financing Ohio two-to-four unit rentals with DSCR loans: combined rent, appraisals, utilities, leases and what trips files up.
Read the guide →8 MIN READ
The BRRRR Refinance in Ohio: Seasoning, Appraisals and Rent Schedules
How Ohio investors refinance out of rehab debt with a DSCR cash-out loan: seasoning rules, appraisal strategy, rent documentation and common mistakes.
Read the guide →7 MIN READ
DSCR vs. Conventional Investor Loans for an Ohio Rental
DSCR vs. conventional loans for Ohio rental property: what each qualifies on, how county taxes, older housing stock and small loan sizes change the file, LLC vesting and portfolio limits.
Read the guide →7 MIN READ
DSCR vs. Hard Money for Ohio Fix-to-Rent Deals
Hard money vs. DSCR loans on an Ohio fix-to-rent: what each loan is for, how each is underwritten, where older Ohio rehabs go off plan, and how to plan the DSCR refinance first.
Read the guide →Bring us the rent roll. We will bring the lender shortlist.
Tell us the property, the rent and what you want the loan to do. We shop wholesale DSCR lenders and come back with what the numbers support.