Built for the investor holding a rent roll and a calculator

Why the name

The name says exactly what we do: DSCR loans, in Ohio. No clever brand to decode. Walk past the brick doubles and frame houses that make up so much of Ohio’s rental stock and you are looking at the properties we finance every day. Our approach is just as plain: sturdy, practical financing that rests on the property’s real numbers.

What we do

We arrange business-purpose DSCR loans for non-owner-occupied investment property, with a focus on Columbus, Cleveland, Cincinnati, Dayton, Toledo and Akron. We are a mortgage broker. That means we do not lend our own money. We take your scenario to wholesale lenders, compare how each one treats your rent, property type, seasoning and leverage, and bring you the options that fit. The lender you choose underwrites, approves and funds the loan.

How we work

• Numbers first. We run the ratio with realistic Ohio taxes and real insurance before anyone pays for an appraisal.
• No rate bait. You will not find teaser pricing on this site. Terms depend on your file and the lender, and we discuss them once we have seen it.
• Plain English. If a lender’s rule affects your deal, we explain it in a sentence, not a paragraph of jargon.
• Investment property only. We arrange business-purpose loans. If you plan to live in the property, we will tell you up front that we are not the right fit.

Who stands behind the brand

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Full licensing details are on our licensing page.